Loan Programs

Whether you are looking to purchase or refinance I’ll be here to find you the best loan program for your situation.

FHA

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). FHA loans have been helping people become homeowners since 1934.

  • Low down payments

  • Low closing costs

  • Easy credit qualifying

Terms of 15, 20, and 30 years are available for the fixed-rate products

Conventional

A conventional fixed rate mortgage can be assured with terms from 30 years down to an 8 year option. Payments are based on the interest rate at the time the loan was originated and locked, and the principal loan amount.

Fixed or Adjustable Rate Options

 

VA

Are you a veteran or currently serving?

The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses

 

 

 

 

USDA

The United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan, including flexible credit underwriting requirements and no down payment required.

 

Jumbo Loans

Need more than 600k?

We offer programs up to 3m+ for qualified borrowers.

Qualify with bank statements instead of W2s for self-employed borrowers.

To learn what program is right for you

Give me a call at 385-388-8967

 

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