Tag - best utah mortgage

“ALV Has Very Professional and Knowledgeable Personnel Who Know the Mortgage Business!”

"Very professional and knowledgeable staff. Keiristen and Ashley were on top of everything and kept me in the loop through the whole process. Keiristen walked me through everything and made me feel at ease with the process. Very quick approval, ALV has very professional and knowledgeable personnel who know the mortgage business! I would definitely recommend ALV Mortgage to anyone looking to buy or refinance!"  -Y. Mayberry

Now Offering Utah Housing!

We are excited to announce we are now offering Utah Housing for first-time home buyers!

Due to the highly competitive market, it’s a harsh reality that first-time buyers might need an extra boost to gain entry into the market. This Utah Housing program can give them the support they need!

The program is dedicated to increasing accessible and affordable housing throughout the state of Utah, which is why they offer several mortgage loan programs to help first time buyers be able to purchase a home. These 30-year fixed-rate loans range from FHA and VA loans to conventional loans.

If cash at closing is a problem for you, the Down Payment Assistance Second Mortgage program could help you purchase with little to no cash investment. Basically, it’s like taking out a first and second mortgage, and the second mortgage covers your down payment.

A client of ours that used the Utah Housing program for their down payment had this to say, “Working with ALV made the initially terrifying process of buying my first home feel so much more doable. They connected me with a great program that assisted me with my down payment, which made all the difference when I submitted an offer on the home we loved. I’m grateful for the team’s patience in explaining everything to me and always being available for phone calls when I needed clarification. ALV did a great job working with us through the process and helping us make our first home purchase a possibility.”

We can provide the same experience for you! We’ll take the time to explain the ins and outs of the program and be readily available to answer any questions you may have throughout the process.

If you are worried that your lack of down payment may affect your chances of competing in the market, although it can be a challenge there are programs like this out there that are dedicated to helping more first-time buyers get homes.

If you think you or someone you know could benefit from this program, reach out and let’s review your situation, and get you qualified so you can begin your home search!


“The Best People and Best Business”

"The best people and best business. I'm a first time home buyer and working with Crew and Eli has been by far the most educational and helpful experience. Wouldn't recommend anyone else." - A. Mccusker

“Made the Process Quite Simple and Understandable”

"Charles Mimnaugh was very attentive and communicative. He followed up constantly and promptly. He made the process quite simple and understandable. He never was pushy. He also believed in his product." -B. Dixon

Home Loan Benefits for Veterans

Your service deserves our special treatment! We’re honored to help veterans and their families get into the home of their dreams with exclusive mortgage benefits, like zero money down, lower rates, and an easy process. Let us help you secure a VA loan to purchase your new home – or to refinance your existing home for the cash you need to fulfill other dreams! Call today for more details - 801.206.4343

“I wish I was buying another house so I could work with them again!”

"What an absolutely wonderful experience working with ALV Mortgage! Crew, Eli, and the rest of the team did a wonderful job helping us get a house. They were always fast and on top of things. If more paperwork was needed they would send clear instructions on exactly what they need or give you a call. This limited the amount of time I had to spend trying to figure it out. I wish I was buying another house so I could work with them again! I wish you guys the best of luck! Thank you!" - L. Neal

“Truly a blessing that my first time buying was with this amazing team!”

"Truly the most amazing people! Joshua, Kenzie, and Shaudai were always there for us to answer all our questions. They walked us through everything and were very patient with me. Truly a blessing that my first time buying was with this amazing team! I’ll forever come back to them and refer my family to these guys. Thank you guys for helping me complete this big journey!" -L. Cabanas