“Laid Out the Options Clearly”
"Really enjoyed working with Anthony and team. They laid out the options clearly and were able to facilitate a prompt close." - M. Kaden
06Jul
29Jun
“Quick and Efficient…Even With the Accelerated Pace of the Closing Terms!”
"Carter and his team were quick and efficient and always willing to lend a hand, even with the accelerated pace of the closing terms!" -J. Woodbury
22Jun
“Very Helpful First Time Home Buyers!”
"Carter and his team were so wonderful to work with! They made the process so simple and explained every step so thoroughly.. which was very helpful for us first time home buyers!" -L. Kerr
15Jun
“Communicate Well With All Parties Involved”
"We had an incredible experience working with Sara Bachynski at ALV. Sara is so personable and great to work with. She really went above and beyond to not only get the job done, but provide incredible service while doing so. Her ability to educate her clients and communicate well with all parties involved is nothing short of spectacular. Sara, you rock!" -A. Evans
14Jun
Now Offering Utah Housing!
We are excited to announce we are now offering Utah Housing for first-time home buyers!
Due to the highly competitive market, it’s a harsh reality that first-time buyers might need an extra boost to gain entry into the market. This Utah Housing program can give them the support they need!
The program is dedicated to increasing accessible and affordable housing throughout the state of Utah, which is why they offer several mortgage loan programs to help first time buyers be able to purchase a home. These 30-year fixed-rate loans range from FHA and VA loans to conventional loans.
If cash at closing is a problem for you, the Down Payment Assistance Second Mortgage program could help you purchase with little to no cash investment. Basically, it’s like taking out a first and second mortgage, and the second mortgage covers your down payment.
A client of ours that used the Utah Housing program for their down payment had this to say, “Working with ALV made the initially terrifying process of buying my first home feel so much more doable. They connected me with a great program that assisted me with my down payment, which made all the difference when I submitted an offer on the home we loved. I’m grateful for the team’s patience in explaining everything to me and always being available for phone calls when I needed clarification. ALV did a great job working with us through the process and helping us make our first home purchase a possibility.”
We can provide the same experience for you! We’ll take the time to explain the ins and outs of the program and be readily available to answer any questions you may have throughout the process.
If you are worried that your lack of down payment may affect your chances of competing in the market, although it can be a challenge there are programs like this out there that are dedicated to helping more first-time buyers get homes.
If you think you or someone you know could benefit from this program, reach out and let’s review your situation, and get you qualified so you can begin your home search!
08Jun
“Best Loan Arrangement for Your Situation”
"Sara is a gem. Personable, cares about getting you the best deal and best loan arrangement for your situation. She's knowledgeable and creative and actually helps you!!! I would recommend her to anyone." - K. White
01Jun
“Made the Process Quite Simple and Understandable”
"Charles Mimnaugh was very attentive and communicative. He followed up constantly and promptly. He made the process quite simple and understandable. He never was pushy. He also believed in his product." -B. Dixon
25May
“Makes Sure You Understand Every Step on the Process”
"Sara is incredible! She really makes sure that you understand every step on the process and reaches out to you regularly to check in. I appreciate her so much!" -C. Whear
25May
“Worked Hard to Get Us a Great Rate/and Deal”
"We had an awesome experience! They were on top of everything, and Crew worked hard to get us a great rate/and deal." -M. Winter
18May
“They Will Be the First Place I Call for the Next One”
"I used ALV Mortgage and have zero regrets! They clearly answered every one of my many questions through out the whole process. They put in the effort to with my situation. They will be the first place I call for the next one."-C. Karamian
